Start from authoritative sources
For state requirements, we start with state government authorities — insurance departments and motor-vehicle agencies — rather than blogs, forums, or marketing pages. For national coverage education we use consumer materials from regulators such as the National Association of Insurance Commissioners. When a page makes a factual claim about state rules, the official source is linked on the page.
Translate, then show the receipt
We rewrite official language into plain English, but we keep the citation visible so you can verify the original for yourself. Source cards include the publishing authority, the link, and the date we last checked it. If a summary and the official source ever disagree, treat the official source as controlling and let us know.
Review dates are source checks
Pages that make time-sensitive or sourced claims carry a “last reviewed” date. That date records when we last checked the page against its sources — it does not mean an attorney, agent, or regulator reviewed the page. State requirements and insurer practices change, so always confirm time-sensitive details with the official source or a licensed professional.
What we do not publish
- Fabricated rates, sample premiums, or savings percentages — we do not have your information, so we cannot honestly produce a price.
- Insurer rankings, awards, or “cheapest” claims — comparisons without your context are noise.
- Individualized coverage recommendations — we explain tradeoffs; a licensed professional evaluates your situation.
- Invented reviews or testimonials.
Corrections
When a factual error is identified or a rule changes, we correct the page and update its review date. If you spot an error, the editorial policy page explains how we handle it.
This page last reviewed: September 19, 2026